Jennifer S. (James) Switzer

September 10, 1968 - August 6, 2012
Jennifer S. (James) Switzer thumbnail
Kapinos-Mazur Funeral Home Light a candle Light a candle


Jennifer S. (James) Switzer 43 of William St. Ware died in the care and comfort of her home on Monday, August 6, 2012. Born in Holyoke, MA, September 10, 1968, daughter of Henrietta (Giera) and the late John James. Jen had worked for UMASS Credit Union, and was a Communicant of the Catholic Community of St. Elizabeth. She is survived by her loving children, Nora E. Switzer, Blaise P. Switzer and Savannah L. Switzer all of Ware, her mother Henrietta James of Ludlow, sisters Mary Perkins and her husband Raymond of Raleigh, NC and Kathleen James of Ludlow, and brothers Daniel James and his wife Star of Glendale, AZ and John James and his wife Helen of Chicopee, MA also survived by many extended family members and friends. Sadly she was predeceased by a daughter Autum R. Switzer in 2002.

Independently Owned and Operated Kapinos-Mazur Funeral Home and Cremation With Confidence by Kapinos-Mazur Care For The Community Since 1932

Leave a Condolence

Service Schedule

Service Information

Funeral services celebrating her life will be Friday August 10, 2012 at 8:45 AM at the Kapinos-Mazur Funeral Home 64 Sewall St. Ludlow followed by a Liturgy of Christian Burial Offered by the Catholic Community of St. Elizabeth in St. John the Baptist Church 181 Hubbard St. Ludlow at 10 AM. Rites of committal will follow in St. Stanislaus B.M. Cemetery in Chicopee.

Saint Stanislaus Cemetery
Granby Road
Chicopee, MA 1020

Catholic Community of Saint Elizabeth
181 Hubbard Street
Ludlow, MA 1056


Life Event Timeline

Help tell the story of Jennifer S. (James) by contributing to the Life Event Timeline. Upload the photo of an event...

Post an Event

Timeline for Jennifer S. (James) Switzer

Born: September 10, 1968
Died: August 6, 2012

Condolences for Jennifer S. (James) Switzer

Kapinos-Mazur Funeral Home

Our sincere condolences.

The staff of Kapinos-Mazur Funeral Home.


Abe posted on 9/12/12

I'm working on what I know so far, and the Austrian denoiftiin of inflation makes sense to me. Therefore I see the goal of preventing inflation being achieved by sucking money from the system artificially through the RBA.I'd love if they focused on systematic stability too. I'm just pretty sure it's too late to fundamentally change it, and as much as I'd like them too, i doubt they're ready to accept your models.Which leaves us with little option but to modify the current system for the current situation. I expect some time in the near future, when either Europe or the US fall over; or China depeg, the AUD will tumble in a massive liquidity selloff. Some time before or after that, I expect unemployment to rise, forcing the RBA to either accept unemployment or accept inflation. I think they'll accept inflation. They've only got one lever, so they'll drop rates.This in my mind sounds a lot like the 70 s. Stagflation ahoy!Now, if our dollar dives, and there is no price deflation elsewhere, we'll have huge inflation overnight. Petrol's been hanging around 1.30-1.40 for a while now, so if it drops to 70c again without a corrosponding oil price collapse like last time, we're screwed. If it's Europe or the US that fall, then it will be short term. A year or so. If China depegs, we could be looking at rapid structural inflation.Stimulus would most likely aggrivate the situation, so that's off the table. But the system will need a way to take money out of the system AND encourage lending. It's politically unacceptable to have job losses or raise taxes.Super is perfect. Our banks are going to suffer, so anything that can help their tier 1 capital ratios will be welcomed by them. Politically that may solve the issue of backing the deposits. It's applied to everyone evenly like a tax but is not entirely like a tax because we still own it, we just cant spend it. Interest rates hurt the youngest the most. As I stated earlier, someone who bought in 2001 for 200k is paying half the interest of someone who bought recently.This is because of the government grants, obviously, but from the RBA's perspective, it's because the CPI was modified in 1997 to remove mortgage interest. Therefore, the RBA was adjusting rates for 14 years based on flawed CPI reporting. Therefore their one tool is completely inappropriate for this mess.I don't want Glen Stevens replaced with a Bernanke figure. I think he's a decent man who really respects the power he holds. Only thing is, he's been working off the wrong figures. If that one change didn't happen in 1997, then the FHOG should have been eaten up by rapid rate rises in the early 00 s.If we accept that mistakes were made, that Australia is largely at the mercy of international forces, and there's no way it can be dealt with using the tools that match the previous metrics, then we have to think of a solution that causes the least pain.Bernanke's answer is to fire up the printing press, to buy every asset, to manipulate the stock market, all in his misguided belief that confidence is all that needs to change. We can see how well that's working.I think Australia has a chance to spread the damage. Rather than a small minority of bankruptcy's causing huge flow on effects, I think the pressure can be taken off them directly, and redistributed. But not redistributed through inflation. No. Redistributed through (albeit forced) saving.Personally, I'm probably going to do great if it all falls over. I have net savings, don't own a house, and I'm waiting for our house bubble to collapse so I can afford one.But I have to accept that my interests are not on the political agenda, won't be on the agenda, and if this happens, many people are going to be very miserable while a small minority of us will be happy. That's not good for the country.I can't see any other politically acceptable ways out of this that could possibly hope to cope with the stagflation I expect. There is no interest rate middle ground with stagflation. It's medicine time through high rates and high unemployment, or it's flirt with hyper inflation. Neither are fun for anyone.So if you want to encourage lending, limit inflation, keep people working, and engineer a soft landing, so that one day when the fundamentals are back into reasonable ranges so that we CAN implement your methodology without a prior crash, what else could possibly do this?- Super up (judged by the RBA at their meetings) = spread the short term pain- Rates down (Judged by the RBA as normal) = keep emplyoment stable- Taxes stable/bracket creep = politically acceptableI love your research, I know in my gut that it makes sense, that if it was listened to 10 years ago we'd be in a lot better position now. But it wasn't. The only play book anyone reads from is the Neoclassical twisted Keynsian playbook, so that means we're going to copy the US and/or Europe. That scares the crap out of me.I think we're just a few years behind them. We had their 2003 recession in 2008. They breezed through their 03 recession with comparable interest rates to our current rates. We breezed through the 08. We can already see what happens when we get their 08 recession. Frankly, I'd rather try and engineer the soft, gentle nominally-static decline many hope for. Then, in 2018 or whenever, when after years of careful manipulation of rates, and super, when most of the ratios have fallen in real terms to near their mean, then mate, I hope they do everything you tell them to. Because you're right, but your way can only be implemented after the deleveraging one way or another.Haha sorry, I got pretty carried away. Hopefully you get my perspective at least.


Ms. Blanche Vadnais posted on 8/8/12

To my dear Savannah, I am very sad hearing about the loss of your mother. I loved having you as my student this year, and prayed for you often. You are in my heart and prayers, love, Ms. Vadnais


Ralph & Sharie Jenks posted on 8/8/12

Blaise, Nora & Savannah, We are so very sorry to learn of your mom's passing. Our thoughts and prayers are with you all. Ralph, Sharie & Matt


Keith & Roberta Ford posted on 8/9/12

Our Lord is so blessed to have our Jen with him now. We are lifting her children and family up in prayer for comfort and peace. We love you!